Private health insurance has emerged as a viable and popular means of paying for alcohol and drug rehab. More often than not, this insurance is provided by your employer or that of a loved one. At a time when over 49 percent of workers are struggling with some level of alcohol or drug abuse, and over 18 percent of employed adults are illicit drug users, it’s critical that employers take an active role in getting their employees help for their substance use and associated mental health issues. Private health insurance makes what can make addiction care more affordable and accessible to patients with limited means.
In-Network Insurance Partnerships
When you’re looking for a drug or alcohol rehab center that accepts private insurance, it’s a good idea to ask about their potential in-network partnerships with insurance companies. In-network partnerships are pre-determined agreements that offer treatment at a fixed lower rate for members who are covered by the provider. This means that if you’re working for an automotive company and are covered by a particular insurance company, there are facilities that work directly with these providers to offer lower-cost care.
Some of the companies with whom rehab centers may have in-network partnerships include Cigna, Aetna, Blue Cross Blue Shield, Humana, Bright Health, Magellan, and more.
Will My Insurance Cover Rehab?
Your private insurance will cover at least some type of drug or alcohol rehab. Newer legislation requires this as an Essential Health Benefit. The best way to find out the scope of coverage provided by your healthcare provider for rehab is to call our representatives so we can provide a full verification of your benefits and place you at a facility that will offer affordable care. Contact our representatives today to start your treatment and recovery. You don’t have to let cost get in the way of your recovery or your future.
Does Private Insurance Cover Drug Rehab?