Most insurance plans will cover either all or a portion of the treatment.


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SUD treatment executive, national news contributor & keynote speaker.
Navigation:
- Overview
- What Substance Use Treatment Services Does Optum Cover?
- How Do I Find Out What My Optum Plan Covers?
- Find Rehabs That Accept Optum Insurance
Overview
In an effort to make treatment for substance use disorder more accessible, most alcohol and drug rehab centers accept private insurance plans, such as Optum and others. Optum provides a wide array of coverage options for substance use and other mental health issues, the exact scope of which depends upon your plan type.
The reality of substance use treatment is that many find it difficult to access care because of the cost. Addiction is a medical condition like any other, which is why insurance companies offer coverage to help people find the help they need. If you or a loved one are battling alcohol or drug use issues and are insured by Optum, you may be able to use your policy to access care.
What Substance Use Treatment Services Does Optum Cover?
While everyone’s insurance options will vary, based on the type of plan you have and your scope of coverage, some of the main treatment services that Optum may cover include, but are not limited to:
- Medical Detoxification and Withdrawal Management
- Inpatient and Residential Treatment
- Outpatient Rehab
- Partial Hospitalization Program (PHP) Treatment
- Medication-Assisted Treatment (FDA-Approved Medications for Alcohol and Opioids)
- Virtual Treatment and Counseling
Your plan may cover all or part of these services, depending on your plan type.
How Do I Find Out What My Optum Plan Covers?
The best way to find out what substance use treatment services your Optum plan covers is to contact your insurance company or an admissions representative from the facility you’re considering. They will be able to conduct a complete insurance verification and tell you what services your plan covers and how much of the cost will be required out of pocket. Some treatment centers also offer scholarships or sliding-scale payment arrangements to make care more accessible. The most important thing is to get help.
Find Rehabs That Accept Optum Insurance
We have organized rehabs that take Optum Insurance for you to browse through.






