Private Health Insurance Accepted in Drug Rehab Centers

List of Drug Rehab Centers

• Content Reviewed By:
• Andrew McKenna - JD
• Deputy Director of NCADD Westchester

Updated:06/05/2023

Alcohol and Drug Rehab Centers That Accept Private Insurance

Private health insurance has emerged as a viable and popular means of paying for alcohol and drug rehab. More often than not, this insurance is provided by your employer or that of a loved one. At a time when over 49 percent of workers are struggling with some level of alcohol or drug abuse, and over 18 percent of employed adults are illicit drug users, it’s critical that employers take an active role in getting their employees help for their substance use and associated mental health issues. Private health insurance can make addiction care more affordable and accessible to patients with limited means.

In-Network Insurance Partnerships

When you’re looking for a drug or alcohol rehab center that accepts private insurance, it’s a good idea to ask about their potential in-network partnerships with insurance companies. In-network partnerships are pre-determined agreements that offer treatment at a fixed lower rate for members who are covered by the provider. This means, for example, that if you’re working for an automotive company and are covered by a particular insurance company, there are facilities that work directly with these providers to offer lower-cost care. Some of the companies with whom rehab centers may have in-network partnerships include Cigna, Aetna, Blue Cross Blue Shield, Humana, Beacon Health Options, GEHA Health Insurance, Johns Hopkins Medicine Insurance, Kaiser Permanente Health Insurance, MultiPlan Insurance, New York State Health Insurance, UnitedHealthcare Insurance, Bright Health, Magellan, and others.

Will My Insurance Cover Rehab?

Your private insurance will cover at least some type of drug or alcohol rehab. Newer legislation requires this as an Essential Health Benefit. The best way to find out the scope of coverage provided by your healthcare provider for rehab is to call the representatives of the facility so they can provide a full verification of your benefits and place you at a facility that will offer affordable care. Use our directory of rehabs that take private health insurance to start your treatment and recovery. You don’t have to let cost get in the way of your recovery or your future.

Some Well-Known Private Insurances are Accepted for Addiction Treatment

• Aetna Insurance
• Anthem Health Insurance
• Blue Cross Blue Shield
• Beacon Health Options
• Cigna Insurance
• GEHA Health Insurance
• Humana Insurance
• Johns Hopkins Medicine Insurance
• Kaiser Permanente Health Insurance
• MultiPlan Insurance
• New York State Health Insurance
• UnitedHealthcare Insurance

There are many more private insurance companies that cover Substance Use Disorders (SUDs). To find out if your private insurance covers SUDs, you can check the back of your insurance card where a phone number is usually listed. Some insurance companies may have a specific number for mental health and SUDs.

Additional Resources to Help Understand Insurance and Addiction Treatment

• Does Private Insurance Cover Drug Rehab?

Drug Rehab Centers That Accept Private Health Insurance

Filter Your Results for Rehabs That Accept Private Health Insurance

1. Select "Private Health Insurance" in the Category
2. Select the Location or "Near Me" for Listings Within 100 miles

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